Covering Peterborough & London
Commercial Mortgages
Unlock tailored funding solutions for your business premises
Why Choose Our Commercial Mortgages?
Choose Regal Park Financial for a commercial mortgage experience built around your business goals. We combine whole-of-market expertise with personalised service to secure the best deal for you.
Bespoke Service: We take time to understand your business and funding requirements, ensuring you get the right deal—not just any deal.
Whole Market Access: We outline the best terms available from the entire market, managing your application from enquiry to completion.
Flexible Applicant Types: Finance available for individuals, partnerships, limited companies, trusts, pension schemes, and complex company structures—including properties owned or purchased in a director’s name and rented to their business.
High Loan-to-Value: Funding up to 81.5% of property value (including fees) for many property and business types. Certain sectors can access up to 90%+ including business goodwill. For professional practices, up to 100% plus goodwill funding.
Versatile Repayment Options: Choose from interest-only, part-repayment, or full-repayment options, with loan terms up to 30 years.
Support for Start-Ups & Established Businesses: Competitive terms for established businesses with strong trading accounts. Finance may also be available for start-ups and newly formed businesses with robust plans.
Property Types Funded Include:
Shops & Other Retail Units
Offices
Industrial Units, Factories and Warehouses
Hotels and B&Bs
Restaurants, Takeaways, Cafes and Pubs
Doctors and Dental Practices
Care Homes and Healthcare
Pharmacies
Educational Establishments and Day Nurseries
Farms, Agricultural & Residential Estates
Car Garages, Showrooms and MOT centres
Other Commercial Finance Available
We can arrange tailored finance for the development of new business premises, with both the cost of the build and the land included in the structured facility, and final lending based on the end value of your new property.
Even if you don’t have property or other assets to use as security, we can help you access unsecured loans of up to £150,000 at highly competitive rates.
Due to the complexity and bespoke nature of this type of funding, we take time to fully understand your business activities and how you receive payments from your customers. This enables us to identify the most suitable options for you, whether that’s through banks, peer-to-peer lenders, or structured finance providers.